• Ace Savings Account - Walk into any VISA ATM in India or abroad to withdraw cash or for balance enquiry. Transfer funds through Phone Banking or Net Banking. Earn better returns in your savings account, with our ActivMoney facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits.
• Pro Savings Account - We provide you a relationship manager who will specifically take care of your banking and investment needs. You can open an investment account, and use the Net Banking facility to purchase/redeem mutual funds online while directly debiting / crediting your bank account.
• Edge Savings Account - Wide ATM access, Financial payments facilitated through the savings account, Quick and easy funds transfer. Earn better returns in your savings account, with our ActivMoney facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits.

• Nova Savings Account - Greater ATM access through the Kotak Mahindra Bank Debit Card. Financial payments facilitated through the savings account. Quick and easy funds transfer. Quick funds transfer to a third party account with another bank is available across 15 locations through Net Banking.
• Classic Savings Account - Free ATM access all domestic VISA ATM network. Free investment account. Quick and easy funds transfer. ActivMoney and Dedicated relationship manager
• Easy Savings Account (No Frills Account) - You need an easy to maintain, hassle-free savings avenue for your hard-earned money. We offer you the Kotak Easy Savings Account, armed with 'user-friendly' Convenience Banking facilities. Use this service to access your bank account anywhere, anytime! It is quick and easy, available to you 24X7 and it's absolutely free!
• Corporate Salary Account - Zero Balance account. Personalized At Par Cheque book. Reimbursement Account. Investment Account. Office Banking and Free Demand Drafts. Also Free Access to over 17000 ATMs, Free Demand Drafts, Free At -Par Cheque Facility to Free Trading Account & Free Demat Account.

• Ease and convenience of operation
• Liquidity through overdraft or sweep-in facility
• No penalty on pre-mature encashment
• Nomination facility available

• Edge Current Account - Free Business Debit Card, Electronic Fund Transfer, Free business debit card & Home Banking services
• PRO Current Account - Dedicated Relationship Manager, Free Demand Drafts and Outward RTGS transactions, Free Chequebook and Free At-par Cheques, Free Cheque Collection & Free Home Banking services
• ACE Current Account - Dedicated Relationship Manager, Free Demand Drafts and Outward RTGS Transactions, Free At-par Cheques, Free Cheque Pick - up Services & Better Forex rates & Efficient Trade Services

• Personal Loans - Avail loans from Rs.50,000-50 lakh*, Quick Approval & hassle-free processing, Minimal paperwork, Flexible repayment options, Repay with easy EMIs, Convenience of service at your doorstep.
• Home Loans - Attractive interest rates, Pre-approved sanctions, Free personal accident insurance, Life insurance options on your Home Loans, No hidden charges
• Loans Against Property - High loan eligibility for businessmen, Free personal accident insurance, Loans amounts ranging from Rs.10 lakh - Rs.3 crore, Loans against residential as well as commercial properties

• Gold Debit Card - A world of privileges to match your style, status and lifestyle.
• Global Debit Card - Convenient access to your account with the Global Debit Card.
• Best Compliments Card - Give a loved one the perfect gift - with the Kotak Mahindra prepaid credit card!
• Netc@rd - Online shopping across the world is now easy, secure and within your reach!
• Access India Debit Card (NRO Card) - A domestic use only card for customers holding Non Resident (Ordinary) accounts.

• Demat - Efficient depository services that allow you to hold your shares in convenient, "demat" formats, Leverage opportunities in the stock-market when you spot them.
• Mutual Funds - Assitance at every step of the investment process, An experienced research team to analyse and research the Mutual Funds available in the market. As well as Portfolio assistance
• Insurance - Experts to help you analyse your insurance needs and develop[ the solution that works best for you

1. Kotak Smart Advantage Plan
2. Kotak Eternal Life Plans
3. Kotak Headstart Child Plans
4. Kotak Safe Investment Plan II
5. Kotak Flexi Plan
6. Kotak Easy Growth Plan
7. Kotak Capital Multiplier Plan
8. Kotak Term Plan
9. Kotak Preferred Term Plan
10. Kotak Child Advantage Plan
11. Kotak Retirement Income Plan
12. Kotak Retirement Income Plan (Unit Linked)
13. Kotak Endowment Plan
14. Kotak Money Back Plan
15. Kotak Premium Return Plan
16. Riders

• Kotak Gold Eternity - 24 carat pure gold coins and bars carrying a 99.99% Assay Certification. Unique number on every certicard, with records maintained in Switzerland